You are coming along great with your plan! Hopefully you’ve been using the spreadsheets we shared with you and are gathering the information. If we prepared a report for you, that saves you a TON of time guessing and digging.
If you have your list and have decided who should have access currently, you also need to decide who should have access if you die or become mentally incapacitated. Not every state has laws on this topic. They are also being updated annually, so you need to check with your state to see the most current requirements and laws, if any.
Look for your state in the list below to see the most updated information: